In conversation with Mr. Aditya Kumar Gupta, Founder - Udyant Advisors LLP
Udyant Advisors LLP has Combined experience of more than 30 years of experience in Financial Analysis, Business Strategy, Private Equity, Debt Funding, and Treasury Management. The team has worked with Big 4 Consulting Firms and Multinational Corporates.
Their mission is to help entrepreneurs grow and scale up their business without having any tension of Capital in their Business.
They are in the Business of loan syndication and have served SMEs and Corporates to grow and scale up their business with help of bank loans and, NBFC funding.
They understand your Industry, Business, and Processes to identify the best solution for you at the best possible rate of interest.
Below mentioned the faqs for SMEs & MSME in understanding the scope of Funding.
1. When is the right time for funding – One might need funding for New Project, Expansion and, to fund Working Capital Gap to meet day-to-day operations. In the case of start-ups, funding may need at the inception stage to conceptualize the project, assets building, or scaling the operations.
2. Different sourcing of financing – Most common sources of arranging funds are Debt from Banks & NBFC’s. Debt could be a term loan for projects or working capital limits to bridge the gap in working capital. Further, if the owner is ready to part with the ownership, then the fund could be raised by way equity from Private Equity Funds or Venture Capital Funds
3. Key to funding – Bank debts are given based on Project Viability, Credit Rating or Worthiness, Cash Generating capacity of the business for Repayment and Collateral offered for the loan. Though in case MSME/ SME government schemes loan without collateral as well. Though in the case of start-ups the concept is most relevant.
4. Growth hacks with funding – Funds are required for whatever we do…growth cannot be expected without funds. These funds could be reinvestment of profits generated from the business or funds brought from outside.
5. Exit plan for Funding – For Term loans, the periodic installment payment is required and in the case of working capital loans, monthly interest is paid. However, in the case of private equity or venture capital funding plan on the exit route is more relevant. One way out is getting the equity listed.
For an exclusive consultation with regard to –
- Loans & Debts
- Working Capital Loans
- Equipment & Machine Loans
Do write to us : [email protected]
